You are entitled to quality medical care. That is why you chose us. Each insurance company determines its own usual and customary fee. Many patients think their insurance covers everything. Unfortunately, few policies do.

Essex County OB-GYN Associates, Inc., accepts most health plans. Since each HMO plan is different, we ask you to check with your particular plan administrator to obtain your guidelines before visiting our office. Please feel free to discuss fees with us and advise us of any unusual financial problems. Please note that laboratory tests and hospitals fees are billed separately by that facility.

Co-payments and deductables are expected at the time of your appointment. Since surgery may involve a significant cost, your insurance company will be billed by us directly, as we'll bill you for any non-covered services after they pay. There may be some procedures that must be prepaid and these will be discussed with you on an individual basis.

Our Billing Office staff will be happy to explain prenatal care and delivery fees at your initial visit. They will help you learn what your insurance will cover.

NOTE: Should you have financial problems that result in your delaying payment of your bill, please contact us. We won't know you are having problems unless you tell us. We will make every effort to work out an acceptable payment plan to enable you to take care of your obligation.

Billing Office: 978-232-5526